Life-Income Gifts* are devised to pay income as well as make a gift. The IRCF has a relationship with Bank of America and would be happy to introduce you to our account representative if you would like to open an account for your charitable donations. To discuss Life-Income Gifts please contact the IRCF using our toll-free number 877-472-3674 (877 IRCF ORG), or Fax 408-270-5006, or using the IRCF´s Contact Us link.

* Gifts that provide you with income:
Charitable Gift Annuity. A charitable gift annuity allows you to transfer cash or securities to the IRCF, issuing the gift annuity in return for a current income tax deduction and an obligation by IRCF to pay fixed annual payments to you for life. Annuity payments can begin immediately or can be deferred to a date in the future.

Charitable Remainder Annuity Trust. A charitable remainder annuity trust is custom in design and managed so that it enables you to collect a fixed income for your lifetime or a pre-determined amount of years. You can also claim a current income tax deduction and make a future gift to IRCF.

Charitable Remainder Unitrust. A charitable remainder unitrust is custom in design and managed so that you collect a variable income for your lifetime or for a pre-determined number of years. You can also claim a current income tax deduction and make a future gift to IRCF.

* Gifts that provide IRCF with income:
Charitable Lead Annuity Trust. A charitable lead annuity trust is custom in design and managed so that you give a fixed annual amount to IRCF for a pre-determined number of years or the life of one or more of the contributors. At the end of the term, the trust dissolves and distributes its remaining value back to you or to whom you have listed as the designee.

Charitable Lead Unitrust. A charitable lead unitrust is custom in design and managed so that you give a variable amount to IRCF for a pre-determined number of years or the life of one or more of the contributors. At the end of the term, the trust dissolves and distributes its remaining value back to you or to whom you have listed as the designee.